Your secure, compliant crypto payment gateway

Accept crypto worldwide with transparent fees as low as 1%
Send crypto effortlessly: single or bulk payouts to anyone, anywhere
Deposit, hold, convert, and withdraw funds with top-level security
🛡️ With Built-In AML/KYC Compliance Tools
Crypto Payment Dashboard

The all-in-one crypto gateway built for growth

Get paid in crypto, settle in fiat instantly

Securely accept Bitcoin, USDC, and other leading cryptocurrencies globally and chargeback-free. With Lumen, you can choose to instantly settle your funds into EUR, GBP, or USD, shielding your business from price fluctuations and simplifying your accounting.

Crypto to Fiat

Send crypto effortlessly & slash transfer costs

Reach suppliers and customers in 180+ countries. We enable faster, cheaper global remittances than traditional SWIFT transfers – with no complex onboarding, setup, or maintenance fees.

Send Crypto

Deposit, convert & manage assets with ease

We provide a secure hub to manage your company's digital assets. Easily deposit crypto and EUR, convert between currencies, and make payments or withdrawals directly to wallets or bank accounts.

Manage Assets
TAKING CARE OF REGULATORY OVERSIGHT

Built-in AML/KYC tools for flawless compliance

AML/KYC Compliance

Stay ahead with full regulatory compliance

We ensure full adherence to new EU directives, so you can focus on growth, not red tape.

Top-level security for your digital assets

Your account also acts as a treasury management tool, which is why you can deposit, hold, convert, and execute B2B / B2C payments in an already-familiar fashion.

Effortless accounting & reporting

We handle customer screening and provide extensive reporting tools with seamless export options. Get back your valuable time and keep your books audit-ready.

Here's how we handle your crypto payments:

Our crypto payment processor simplifies each payment stage for both your business efficiency and your customer's positive experience.

Step 1: Invoice Generation

We present a detailed invoice to your customer.

Step 2: Payment

Your customer pays the invoice with any currency at a fixed exchange rate.

Step 4: Settlement

We disburse the funds to your bank account or crypto wallet whenever you prefer.

Step 2: Payment

Your customer pays the invoice with any currency at a fixed exchange rate.

Ready to accept crypto payments and start growing your business?

Frequently Asked Questions (FAQ)

How does a customer pay with crypto?

At the checkout, the customer selects crypto as a payment method. Then, opens his wallet and scan the QR code provided. The customer is also able to manually copy and paste the recipient's crypto wallet's address. Then the customer simply enters the required amount and confirms the transaction. See the instructions for more detail.

What is a crypto payment gateway? +

A crypto payment gateway is a service that enables businesses to accept cryptocurrency payments from customers. It processes transactions, handles conversions, and ensures secure transfer of digital assets.

What are the advantages of using cryptocurrency for online payments? +

Cryptocurrency payments offer lower transaction fees, faster international transfers, reduced chargeback risk, enhanced security, and access to a global customer base without traditional banking limitations.

How do cryptocurrency payments work? +

Cryptocurrency payments work through blockchain technology. When a customer makes a payment, the transaction is verified by the network, recorded on the blockchain, and the funds are transferred to your wallet.

What is the difference between a crypto payment gateway and a crypto wallet? +

A crypto wallet stores your digital assets, while a crypto payment gateway processes transactions between customers and merchants, handling conversions, compliance, and integration with your business systems.

How can I integrate Lumen's payment gateway into my existing e-commerce website? +

Integration is simple with our API and plugins for popular platforms. We provide comprehensive documentation, SDKs, and dedicated support to help you get started quickly.

How do I set up my payout addresses on Lumen and initiate a withdrawal? +

You can set up payout addresses in your dashboard under the 'Payouts' section. Add your wallet addresses or bank account details, verify them, and then initiate withdrawals with just a few clicks.

How long does the verification process usually take on Lumen, and what factors can influence this duration? +

Verification typically takes 1-3 business days. Factors that may affect duration include document quality, completeness of information provided, and current verification queue volume.

Where can I get hands-on experience of Lumen's invoicing system? +

You can try our demo environment or create a test account to explore all features. We also offer guided tours and training sessions for new users.

Where can I see the currencies that Lumen allows to accept for payment? +

You can view all supported cryptocurrencies in your dashboard under 'Supported Assets' or check our documentation for the most up-to-date list of accepted currencies.

How can I determine if it's legal for my business to accept cryptocurrencies via Lumen based on my country's regulations? +

We provide regulatory guidance for different jurisdictions, but we recommend consulting with local legal experts. Our compliance team can also help assess your specific situation.

What companies accept crypto payments? +

Many major companies now accept crypto payments, including e-commerce stores, service providers, and Fortune 500 companies. The list is growing rapidly across all industries.

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